Killeen, TX · Commercial loan broker
Marshgate Commercial Capital shops your file to the right lenders so Killeen owners can focus on running the business.
What to expect: a short conversation about your Killeen business, a file shaped for underwriting, and a side by side of real offers from our lender network. No cost to apply.
Marshgate Commercial Capital is a licensed commercial loan broker serving Killeen, Fort Cavazos, Harker Heights, Nolanville, and Copperas Cove. We connect you to SBA 7(a) loans, working capital, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and more. We don't lend. We broker deals that fit your business and close fast.
Marshgate Commercial Capital works with established businesses and startups across Central Texas. We broker business funding in Killeen for contractors rebuilding after storms, restaurants on South Fort Hood Street, auto shops near Clear Creek Road, medical offices in Harker Heights, and defense contractors operating around Fort Cavazos. If you run a business within a 20-minute drive of our Killeen office at 420 E Ave C, we know your market and the lenders who fund it.
We don't handle consumer loans or personal credit lines. Our focus is commercial. That means your business needs revenue, a clear use of funds, and a plan. We work with companies that gross $100,000 or more annually, though some programs accept newer ventures with strong fundamentals.
Every business loan in Killeen starts with a conversation. You tell us what you need. We tell you what's possible. No jargon. No runaround. Just options and speed to funding.
Loan programs
are the workhorse for buying a business, refinancing debt, or funding long-term growth. Loan amounts reach several million dollars.
Learn moresolve cash-flow gaps when payroll hits before receivables clear. These short-term facilities fund inventory, bridge seasonal dips, or cover emergency repairs.
Learn morefunds trucks, machinery, kitchen gear, medical devices, and technology. The equipment itself serves as collateral, which simplifies approval.
Learn morefinance the purchase or refinance of office buildings, retail storefronts, warehouses, and mixed-use properties in Killeen and surrounding areas. Loan-to-value ratios and terms vary by property type and borrower strength.
Learn morein Killeen give you revolving access to capital. Draw what you need, pay interest only on what you use, and repay to free the line again.
Learn moreturns unpaid B2B or B2G invoices into immediate cash. You sell the receivable at a discount.
Learn moreSpeed to funding matters when you're competing for a contract, replacing broken equipment, or covering payroll before a big invoice clears. As a broker, we shop your deal to multiple lenders at once. That means faster answers and better terms than if you walked into one bank alone.
We know Killeen. We know the defense-driven economy. We know that businesses here face unique pressures when Fort Cavazos adjusts troop levels or federal budgets shift. Lenders outside Central Texas don't always grasp that context. We connect you to capital sources that do.
Our office sits at 420 E Ave C in Killeen, TX 76541. Call us at (254) 347-4808. No email, no chatbot. You talk to a broker who underwrites commercial deals every day.
We don't approve loans. We don't set rates. We don't fund deals. We broker them. That keeps us honest. Our job is to find the program and lender that close your deal, not to sell you a product we own.
How it works
you call (254) 347-4808 or visit our Killeen office. We ask what you need, how much, and what the money will do. We review your revenue, time in business, and collateral if any.
we match your profile to lenders and programs. Sometimes that's one option. Often it's three. We explain each, including term, collateral, and timeline.
you choose. We submit your package to the lender. We stay in the loop, answer lender questions, and push for speed.
the lender underwrites, requests documents, and issues a commitment. You review terms. If acceptable, you sign and the lender funds.
Timeline varies. Invoice factoring can fund in 48 hours. SBA 7(a) loans may take 45 days. We set expectations up front so you can plan.
Why us
Marshgate Commercial Capital serves Killeen, Harker Heights, Nolanville, Copperas Cove, and the Fort Cavazos area. We understand that business funding in Killeen means working around deployment cycles, understanding GSA contract cashflow, and knowing that a storm can shut down half your customer base for a week.
If your business operates within Bell or Coryell County and you need commercial capital, we're 10 minutes away. Read more about our Killeen service area.
We also maintain deep knowledge of industry-specific needs. Whether you're a franchise on the east side of town or an independent operator near Skylark Field, the programs and lenders we broker to will fit your business model and local market reality. Learn about Marshgate Commercial Capital.
What owners say
They packaged our file properly and took it to the right people the first time.
Local, responsive, and honest about what would and wouldn't work for us.
Walked us through the whole process in plain English and kept us updated.
Told us upfront what to fix before applying, which saved us a hard pull.
They explained exactly what the lender wanted before we applied, so there were no surprises.
Individual client experiences; results vary by business and program.
Market context
We connect you to SBA lenders who close deals in Killeen and understand the defense economy cycles around Fort Cavazos.
There are more than 33 million small businesses in the United States.
SBA Office of AdvocacyMost firms that apply for financing seek $100,000 or less.
Federal Reserve Small Business Credit SurveyAbout half of applicant firms sought funds mainly to cover operating expenses.
Federal Reserve Small Business Credit SurveyNational data, reviewed 2026, figures from primary sources.
Serving the Killeen area
We know which lenders fund which kinds of Killeen businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
