Business Loan Broker in Killeen, TX
Looking for a business loan broker in Killeen? Marshgate Commercial Capital is a licensed commercial business loan broker at 420 E Ave C, Killeen, TX 76541.
Looking for a business loan broker in Killeen? Marshgate Commercial Capital is a licensed commercial business loan broker at 420 E Ave C, Killeen, TX 76541.
A business loan broker shops your deal to multiple lenders instead of forcing you into one product. We know which banks work with defense contractors near Fort Cavazos, which lenders close fast for Harker Heights restaurant owners, and which programs fit trucking companies in Copperas Cove. You get options. We get paid by the lender when your loan closes, so our service costs you nothing upfront.
Brokers save time. One application. Multiple offers. You pick the best fit for speed, rate, and terms.
Small business
Most profitable businesses qualify. Lenders want to see six months of operating history, revenue that covers your expenses, and a credit score above 600 (though some programs accept lower). If you're a startup with collateral or a strong business plan, SBA loan broker strategies can still work. Killeen's mix of military-adjacent services, retail along Stan Schlueter Loop, and logistics firms near the railyard means we see applications from every sector.
We handle deals from $10,000 to several million. If you've been declined by a bank, we often find an alternative lender who says yes.
Expansion: Opening a second location in Nolanville or buying the building you rent on Rancier Avenue.
Equipment: New kitchen gear, delivery vans, construction machinery, or medical devices.
Cash flow: Covering payroll gaps when government contracts pay slow or inventory costs spike before the holiday season.
Acquisition: Buying an existing business or franchise, common among veterans transitioning near Fort Hood.
A small business lending broker tailors the loan type to the use. Equipment financing secures the asset. Working capital gives you flexibility. Commercial real estate locks in long-term rates.
How it works
Call (254) 347-4808 or visit us at 420 E Ave C in Killeen. Bring recent bank statements, tax returns, and a one-paragraph explanation of what you need and why. We'll ask about revenue, time in business, and what you're buying or refinancing.
We submit your package to our lender network the same day. Most clients see term sheets within 48 hours. Closing speed depends on the program: working capital can fund in days, SBA 7(a) takes weeks, commercial real estate a bit longer.
No jargon calls. No hidden steps. Just a clear path from application to funding.
Equipment financing
A landscaping outfit serving new housing developments in Harker Heights needed two commercial mowers and a trailer. The owner had decent credit but limited cash reserves. We connected him with an equipment finance broker lender who financed 100% of the purchase price. The application took one afternoon. Approval came back in 36 hours. He picked up the equipment the following week and started billing the next contract cycle without draining his operating account.
No rate or fee specifics, every deal prices differently, but the speed kept his crew working and his schedule intact.
Banks say no more often than yes. A single rejection can sit on your credit report and spook the next lender. Brokers pre-screen your file, match you with lenders who actually want your profile, and package the application to highlight strengths. We know which hard money lending broker contacts close bridge loans fast and which credit unions near Killeen prefer SBA paper.
You also avoid the rate-shopping treadmill. We present competing offers side by side so you compare apples to apples.
Marshgate Commercial Capital works throughout Bell and Coryell counties. Whether you're on Fort Cavazos (formerly Fort Hood) as a defense contractor, running a retail shop on East Central Texas Expressway, or managing a trucking terminal in Copperas Cove, we understand the local economy's rhythms, military pay cycles, summer PCS moves, and the logistics corridor along Highway 190.
Visit our Service Areas page to confirm we cover your location, or explore our Killeen commercial lending hub for program details.
Serving the Killeen area
We know which lenders fund which kinds of Killeen businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.