A commercial loan broker finds and negotiates financing on your behalf. You tell us what you need. We package your application, send it to lenders in our network, and guide you to closing. You don't pay us upfront. We earn a fee from the lender when your loan funds. Brokers save you time because we know which lenders approve which deals. We handle the paperwork, follow up, and keep your deal moving. If you've been turned down by a bank or don't know where to start, a broker opens doors you didn't know existed.
Fort Hood's transition to Fort Cavazos brought thousands of new soldiers and civilian contractors to town. That means more demand for office space, retail storefronts, and service businesses. A commercial mortgage loan broker helps you buy or refinance property without spending weeks calling banks. We know which lenders finance mixed-use buildings on Rancier Avenue, which ones close fast for warehouses near the industrial corridor off Highway 195, and which programs work for veteran-owned businesses. Speed matters when a seller has multiple offers or your lease is ending.
Loan programs
Visit our Killeen, TX business financing hub for an overview of local lending, or explore specific options like SBA 7(a) loans and equipment financing. We serve every city in our Central Texas service area.
cover acquisition, expansion, and working capital up to $5 million. Equipment financing funds trucks, machinery, kitchen gear, and medical devices.
You need an active business, a clear use of funds, and the ability to repay. Most lenders want two years of tax returns, recent bank statements, and a business plan if you're buying real estate. Credit matters, but brokers can place deals that banks decline. If you're a contractor who just won a big Fort Cavazos project, a restaurant owner expanding into Harker Heights, or a medical practice buying your clinic in Nolanville, we'll find a fit. Startups qualify for some programs. Businesses with past credit issues qualify for others. The commercial loan broker requirements vary by lender and loan type, so we ask questions first and waste no one's time.
How it works
Call (254) 347-4808 or stop by 420 E Ave C, Killeen, TX 76541. We'll ask about your business, how much you need, and what the money is for. You'll send us financials. We'll tell you which programs make sense and how long funding typically takes. We submit to lenders, negotiate terms, and walk you through closing. Most clients get a preliminary answer within days. Closing timelines depend on loan size and complexity, but speed-to-funding is our lens for every file.
A Killeen HVAC contractor needed three new service vans before summer. His bank wanted 45 days and a large down payment. We placed the deal with an equipment lender who approved in 72 hours and funded the following week. The contractor picked up the vans at a Temple dealership and had them wrapped and on the road before Memorial Day. No rate or fee details, just proof that the right commercial business loan broker cuts weeks off the calendar.
Qualifying
Brokers in Texas must comply with state and federal lending laws. Marshgate Commercial Capital is licensed and maintains lender relationships nationwide. Commercial finance broker qualifications include understanding underwriting, knowing loan structures, and moving paper fast. You don't need to verify our credentials. You need to know we'll answer the phone, return calls same-day, and push your file to closing. We've closed deals for businesses across Copperas Cove, Harker Heights, and every corridor in between.
Serving the Killeen area

We know which lenders fund which kinds of Killeen businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.